Don't worry it's covered

Background

How many times have you heard "It's not what you know it's who you know that counts." When it comes to insurance it could not be more true. As sales director of Unicoin Homes plc, about 20 years ago I was given the unenviable task of "looking after" the group insurance arrangements; a task that any sane person would have delegated to somebody else many years ago. Luckily I knew David Malone, now a partner at Peter Hattersley who has always been on hand to get me out of trouble.

Situation

Over the years we have experienced everything from a kitchen unit mysteriously falling onto an occupiers head to a forklift dropping roof trusses onto a group of unsuspecting workers. On every occasion we have been covered.

Being residential property developers and builders we never know what the next site will be or its location. One day it's an empty banana warehouse and the next it's a green field location in a leafy suburb. More importantly perhaps we don't know where the next claim might come from.

It is the same story whether we want a building insured at the eleventh hour or we need to instigate a professional indemnity claim because the stairs are too steep. Whatever the problem we can rely on PHPL to come up with a solution.

Results

Either way there are specific risks where we need our insurance broker to respond quickly, demonstrate a comprehensive understanding of our business and translate this into cost-effective protection every time. This is what we get from Peter Hattersley & Partners.

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